Doesn't anyone remember when you used to brick it sitting on the chair at the shop waiting on that dreaded credit check coming through on that primitive monochrome PC terminal? You used to have to pay your bills on time, have money in your account, and actually exist on the voters roll and stuff. Now someone called Mohammed Mohammed from Persia can get a loan for up to £25,000 and decide what he wants to spend it on later. It's a disaster.
Nothing is now unattainable, no one has to work at their dreams. The money is there, it's purported to have grown on trees, and if you can't pay it back, just check out the ads on Living TV after the ones about free money from Ocean Finance and you'll get some debt counsellors who'll tell you about the little known legislation that allows you to write it all off again. Brilliant...
It's all these adverts that really get me down. They usually feature fat, ugly or clearly retarded people with working class accents talking about how shit life was when they couldn't afford to go on holiday to the carribean (where them pirates come from that the kids like), decking for the back garden, or "sit on" lawnmowers (fit for Royal Troon) for the lawn of their ex local authority flat in Slough.
These abominations then go on about how it was dead easy to get a big loan, that there were no difficult forms to fill in (spelling their own name is no doubt a problem), or awkward questions about how they keep moving house every couple of months when the debt collectors come knocking on the door.
And when kids come to expect a PS3, an HDTV to play it on, the latest mobile phone, along with some shell suits and trainers each xmas, this trend looks set to continue until something gives way and common sense resumes. But has common sense gone out of fashion in 20th century Britain?
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